

Compare countries · Finland vs Germany
Finland vs Germany
Finland is more peaceful (Global Peace Index 1.478 vs 1.657) and has the higher median disposable income (€29,740 vs €28,891).About the same on living costs (Finland 69.0, Germany 68.7), human development (0.948, 0.959) and life expectancy (82.3, 80.8 years).
Finland is the more peaceful
- Global Peace Indexlower is more peaceful
Finland1.478Very high safety#9 of 161IEP GPI · 2026
Germany1.657Very high safety#28 of 161IEP GPI · 2026- Homicidesper 100,000 people a year
Finland1.0LowUNODC / World Bank · 2023
Germany0.9LowUNODC / World Bank · 2023- Safety indexNumbeo's safety index, higher is safer
Finland73.5HighNumbeo · 2026
Germany61.6HighNumbeo · 2026- UK travel adviceFCDO, for British travellers
FinlandNo advice against travelFCDO foreign travel advice, GOV.UK · read 2026-10-12
GermanyNo advice against travelFCDO foreign travel advice, GOV.UK · read 2026-10-12
Median disposable income is higher in Finland
Life expectancy: Finland 82.3, Germany 80.8
- Life expectancyyears, at birth
Finland82.3Very high#26 of 195World Bank · 2024
Germany80.8Very high#39 of 195World Bank · 2024
Youth unemployment is lower in Germany
- Youth unemploymentshare of 15 to 24 year olds in the labour force
Finland21.8%Very highEurostat · 2025
Germany7.1%Very lowEurostat · 2025- Fixed broadbandmedian download speed
Finland178 MbpsVery fastOokla Speedtest · 2025
Germany103 MbpsVery fastOokla Speedtest · 2025
Human development: Germany 0.959, Finland 0.948
FinlandGermany
UNDP Human Development Report, 1990–2023.
Practical facts
- Capital
Helsinki
Berlin- Population
5.6M (2025)
83.5M (2025)- Languages
Finnish, Swedish
German- Currency
euro (EUR)
euro (EUR)- Area
303,960 km²
349,430 km²- Plug type
Type C/F
Type C/F- Drives on the
right
right- Short visit
Visa-free for UK, EU and US passports
Visa-free for UK and US; visa needed for EU
Short visits: passport-index-dataset, 2024, for UK, EU (German) and US passports. Population and area: World Bank. Languages, currency and driving side: restcountries.com. Plug types: worldstandards.eu.
Finland and Germany, side by side
Finland leads on 46
Germany on 1911 level116 figures. 1 is held for only one country; the other shows a dash. Rows such as population, religion and tax levels have no better or worse end, so they show both values and no verdict. Level means under 2% apart.
Money and cost27
- Median Income
aheadEurostat · 2025
€29,740High
€28,891High- PPP / Cap
aheadWorld Bank · 2025
$65,884High
$75,407High- GDP / Cap
aheadWorld Bank · 2025
$56,149Very high
$60,496Very high- GNI / Cap
aheadWorld Bank · 2025
$55,250Very high
$60,200Very high- Local purchasing power
aheadNumbeo · 2026
129.4Very high
138.3Very high- Cost of LivingLevelNumbeo · 2026
69.0Expensive
68.7Expensive- Cost of living with rent
aheadNumbeo · 2026
48Very high
49Very high- Rent index
aheadNumbeo · 2026
21.9Expensive
24.6Very expensive- Groceries index
aheadNumbeo · 2026
68.7Very high
64.9Very high- Restaurant prices index
aheadNumbeo · 2026
74.1Very high
66.9Very high- Property Price-to-Income
aheadNumbeo Property Investment · 2026
7.2Very affordable
7.9Very affordable- Price level ratio
aheadWorld Bank ICP
1.542Very high
1.382Very high- Housing Overburden
aheadEurostat · 2025
4.7%Very low
11.2%Very high- Electricity Price
aheadEurostat · 2025
€0.225Moderate
€0.387Very expensive- Energy Poverty
aheadEurostat · 2025
2.6%Very low
5.7%Moderate- Inflation
aheadWorld Bank · 2025
0.3%Very low
2.2%Low- Pension Replacement
aheadOECD Pensions at a Glance · 2024
57.8%Moderate
42.1%Low- Bank AccountLevelWorld Bank Global Findex · 2024
99.8%Very high
98.3%Very high- Send RemittanceWorld Bank Remittance Prices Worldwide · 2023
—
3%Moderate- Tax WedgeOECD Taxing Wages · 2025
42.5%
49.3%- Top Income TaxWikipedia · 2024
53.6%
45%- Corporate TaxWikipedia · 2024
20%
30%- VAT / GSTWikipedia · 2024
25.5%
19%- Tax RevenueWorld Bank · 2024
25.3%
10.9%- GDP (total)World Bank · 2025
$317 bn
$5,051 bn- FDI InflowsWorld Bank · 2025
-0.1%
1.9%- Innovation
aheadWIPO Global Innovation Index · 2025
57.7Very high
55.5Very high
Work4
- UnemploymentWorld Bank · 2025
9.5%
3.7%- Youth Unemployment
aheadEurostat · 2025
21.8%Very high
7.1%Very low- Long Work Hours
aheadOECD Better Life Index · 2020
3.6%Low
3.9%Low- Public Holidaysdate.nager.at · 2025
15
14
Equality7
- Income Inequality
aheadWorld Bank · 2022–2023
27.4Very low
33.7Moderate- Income Share Bot. 20%
aheadWorld Bank · 2022–2023
9.2Very high
6.9Low- Income Share Top 10%
aheadWorld Bank · 2022–2023
22.5Very low
26.2Moderate- Poverty Rate
aheadWorld Bank · 2022–2023
0.4%Very low
1.6%Low- Poverty Risk
aheadEurostat · 2025
13.4%Low
16.1%Moderate- Gender Inequality
aheadUNDP Human Development Report · 2023
0.021Very low
0.057Very low- Inequality-Adj. HDILevelUNDP HDR
0.891Very high
0.890Very high
Safety10
- Peace Index
aheadIEP Global Peace Index · 2026
1.478Very high safety
1.657Very high safety- Safety
aheadNumbeo · 2026
73.5High
61.6High- Homicides / 100k
aheadUNODC / World Bank · 2023
1.0Low
0.9Low- Crime Perception
aheadEurostat · 2023
11.5%Very high
10.7%High- Assault Rate
aheadUNODC CTS · 2023
32.1Moderate
182.8High- Robbery Rate
aheadUNODC CTS · 2023–2024
46.1High
53.1High- Sexual Violence Rate
aheadUNODC CTS · 2023
109Very high
62.3High- Kidnapping Rate
aheadUNODC CTS · 2023
0.07Very low
6Very high- Road Deaths / 100k
aheadWHO GHO · 2021
4.2Very low
3.3Very low- Disaster Risk
aheadWorld Risk Index · 2022
1.300Very low
3.9Moderate
Health16
- Life ExpectancyLevelWorld Bank · 2024
82.3Very high
80.8Very high- Infant Mortality
aheadWorld Bank · 2024
1.900Very low
3.1Very low- Healthcare Quality
aheadNumbeo · 2026
77.6Excellent
72.4Good- UHC Service CoverageLevelWHO GHO · 2023
86Very high
87Very high- Physicians / 1k
aheadWorld Bank · 2021–2022
3.6High
4.5Very high- Hospital Beds
aheadWorld Bank · 2022–2023
2.6Moderate
7.6Very high- Out-of-Pocket Health %
aheadWorld Bank · 2023–2024
14.1%Low
10.7%Very low- Healthcare SpendWorld Bank · 2023–2024
$5,515
$6,849- Clean WaterLevelWorld Bank · 2024
100%Very high
100%Very high- PM2.5 concentration
aheadWHO GHO · 2023
4.1Very low
8.7Low- Air-pollution Deaths / 100k
aheadWHO GHO · 2021
4.4Very low
14.3Very low- Obesity
aheadWHO GHO · 2024
24.2%Moderate
20.6%Moderate- Tobacco UseLevelWHO GHO · 2022–2023
19.7%Moderate
19.7%Moderate- Raised Blood Glucose
aheadWHO GHO · 2014
5.3%Very low
5%Very low- Suicide Rate / 100k
aheadWHO GHO · 2021
14.6Very high
12.9High- Alcohol L / capitaWHO GHO · 2024
9.4
10.9
Education and getting online9
- Tertiary Education
aheadEurostat · 2025
42.7%High
35.4%Low- PISA MathLevelOECD PISA Results · 2022
484High
475High- PISA Reading
aheadOECD PISA Results · 2022
490Very high
480High- PISA Science
aheadOECD PISA Results · 2022
511Very high
492High- Education SpendWorld Bank · 2022
6.4%
5.2%- English ProficiencyLevelEF English Proficiency Index · 2025
603Very high
615Very high- InternetLevelWorld Bank · 2024
93.7%Very high
93.5%Very high- Fixed broadband
aheadOokla Speedtest Global Index · 2025
178 MbpsVery fast
103 MbpsVery fast- Mobile internet
aheadOokla Speedtest Global Index · 2025
160 MbpsVery high
75 MbpsModerate
Governance and freedom8
- Rule of Law
aheadWorld Bank WGI · 2025
2.01Very high
1.60Very high- Corruption
aheadWorld Bank WGI · 2025
2.14Very high
1.68Very high- Political Stability
aheadWorld Bank WGI · 2025
0.96Very high
0.21Moderate- Government Effectiveness
aheadWorld Bank WGI · 2025
1.94Very high
1.49Very high- Regulatory Quality
aheadWorld Bank WGI · 2025
1.63Very high
1.22Very high- Democracy
aheadEIU Democracy Index · 2025
9.4Very high
8.7Very high- Freedom House
aheadFreedom House · 2025
100Very high
95Very high- Press Freedom
aheadRSF World Press Freedom Index · 2026
86.2Good
82.2Good
Quality of life10
- Human DevelopmentLevelUNDP Human Development Report · 2023
0.948Very high
0.959Very high- Happiness
aheadWorld Happiness Report · 2026
7.76Very high
6.88Moderate- Quality of life index
aheadNumbeo · 2026
204.5Very high
196.3Very high- Climate index
aheadNumbeo · 2026
54.4Fair
82.9Excellent- WHR: GDPWorld Happiness Report · 2026
1.915
1.948- WHR: Social SupportWorld Happiness Report · 2026
1.638
1.490- WHR: Healthy Life Exp.World Happiness Report · 2026
0.939
0.876- WHR: FreedomWorld Happiness Report · 2026
1.105
0.948- WHR: GenerosityWorld Happiness Report · 2026
0.093
0.145- WHR: Corruption TrustWorld Happiness Report · 2026
0.491
0.349
People and planet23
- PopulationWorld Bank · 2025
5,646,436
83,491,249- AreaWorld Bank
303,960 km²
349,430 km²- Median AgeWorld Bank age-group shares
44
43.9- Population GrowthWorld Bank · 2025
0.47%
-0.03%- Urban PopulationWorld Bank · 2025
74.5%
82.1%- Net MigrationWorld Bank · 2025
18,246
-334,072- Foreign-Born %UN DESA International Migrant Stock · 2024
9.2%
19.8%- Fertility RateWorld Bank · 2024
1.25
1.36- Avg Household SizeOECD Family Database · 2024
1.900
2- Single-Person HouseholdsOECD Family Database · 2021
45.3%
43.1%- Lone-Parent HouseholdsOECD Family Database · 2021
5.4%
5.4%- ChristianPew Research · 2020
72.3%
56.2%- MuslimPew Research · 2020
1.6%
6.5%- HinduPew Research · 2020
0.1%
0.2%- BuddhistPew Research · 2020
0.3%
0.3%- JewishPew Research · 2020
0.1%
0.1%- UnaffiliatedPew Research · 2020
25%
36.1%- Other religionsPew Research · 2020
0.5%
0.4%- CO₂ / Capita
aheadWorld Bank · 2024
5.5High
6.9Very high- Renewables
aheadWorld Bank · 2021
50.2%High
17.6%Moderate- Forest CoverWorld Bank · 2023
73.7%
32.7%- Climate Vulnerability
aheadND-GAIN Country Index · 2023
0.280Very low
0.301Very low- Climate Readiness
aheadND-GAIN Country Index · 2023
0.746Very high
0.682Very high
Other2
- Unmet Medical NeedEurostat · 2025
7.8%
1%- Leisure TimeOECD Better Life Index · 2020
15.2
15.6
Quick answers
Is Finland cheaper than Germany?
Numbeo's 2026 cost-of-living index (NYC = 100) puts Finland at 69.0 and Germany at 68.7. The two are effectively tied (under 2% apart).
Is Finland or Germany safer?
On the Global Peace Index (lower = more peaceful), Finland scores 1.48 and Germany scores 1.66. Finland ranks as the more peaceful of the two.
Which has the higher quality of life, Finland or Germany?
On the UN Human Development Index, Finland scores 0.948 and Germany scores 0.959. The two are effectively tied. Single indexes hide trade-offs; the full comparison above shows where each country wins.
What is life like in Finland compared to Germany?
GNI per capita runs $55,250 in Finland against $60,200 in Germany; people live 82.3 years on average against 80.8; Numbeo users rate healthcare 78 against 72. Those are national averages and they hide the thing you actually feel: capital-city costs run well ahead of the national figure in most countries, and rural provision of healthcare and internet often lags the number shown here. The table below splits it indicator by indicator.