GeoRealityMatch
Capture of Helsinki's historic architecture and skyline with Helsinki Cathedral.Finland
A vibrant autumn avenue with fall colors in Berlin's Tiergarten, showcasing city traffic and scenic trees.Germany

Compare countries · Finland vs Germany

Finland vs Germany

FinlandNorthern EuropeGermanyWestern Europe

Finland is more peaceful (Global Peace Index 1.478 vs 1.657) and has the higher median disposable income (€29,740 vs €28,891).About the same on living costs (Finland 69.0, Germany 68.7), human development (0.948, 0.959) and life expectancy (82.3, 80.8 years).

Safety

Finland is the more peaceful

Global Peace Indexlower is more peaceful
Finland1.478Very high safety#9 of 161IEP GPI · 2026
Germany1.657Very high safety#28 of 161IEP GPI · 2026
Homicidesper 100,000 people a year
Finland1.0LowUNODC / World Bank · 2023
Germany0.9LowUNODC / World Bank · 2023
Safety indexNumbeo's safety index, higher is safer
Finland73.5HighNumbeo · 2026
Germany61.6HighNumbeo · 2026
UK travel adviceFCDO, for British travellers
FinlandNo advice against travelFCDO foreign travel advice, GOV.UK · read 2026-10-12
GermanyNo advice against travelFCDO foreign travel advice, GOV.UK · read 2026-10-12
Money

Median disposable income is higher in Finland

Median disposable incomeper adult, a year, after tax and transfers
Finland€29,740HighEurostat · 2025
Germany€28,891HighEurostat · 2025
Cost of living indexexcluding rent, New York = 100
Finland69.0ExpensiveNumbeo · 2026
Germany68.7ExpensiveNumbeo · 2026
Rent indexNew York = 100
Finland21.9ExpensiveNumbeo · 2026
Germany24.6Very expensiveNumbeo · 2026
Property price to incomeyears of median income to buy a median flat
Finland7.2Very affordableNumbeo · 2026
Germany7.9Very affordableNumbeo · 2026
Health

Life expectancy: Finland 82.3, Germany 80.8

Life expectancyyears, at birth
Finland82.3Very high#26 of 195World Bank · 2024
Germany80.8Very high#39 of 195World Bank · 2024
Health coverageWHO universal health coverage index, 0 to 100
Finland86Very highWHO · 2023
Germany87Very highWHO · 2023
Air pollutionPM2.5, micrograms per cubic metre, national average
Finland4.1Very lowWHO · 2023
Germany8.7LowWHO · 2023
Work and internet

Youth unemployment is lower in Germany

Youth unemploymentshare of 15 to 24 year olds in the labour force
Finland21.8%Very highEurostat · 2025
Germany7.1%Very lowEurostat · 2025
Fixed broadbandmedian download speed
Finland178 MbpsVery fastOokla Speedtest · 2025
Germany103 MbpsVery fastOokla Speedtest · 2025
English proficiencyEF English Proficiency Index score
Finland603Very highEF EPI · 2025
Germany615Very highEF EPI · 2025
How it changed

Human development: Germany 0.959, Finland 0.948

FinlandGermany

UNDP Human Development Report, 1990–2023.

Practical facts

Capital
Helsinki
Berlin
Population
5.6M (2025)
83.5M (2025)
Languages
Finnish, Swedish
German
Currency
euro (EUR)
euro (EUR)
Area
303,960 km²
349,430 km²
Plug type
Type C/F
Type C/F
Drives on the
right
right
Short visit
Visa-free for UK, EU and US passports
Visa-free for UK and US; visa needed for EU

Short visits: passport-index-dataset, 2024, for UK, EU (German) and US passports. Population and area: World Bank. Languages, currency and driving side: restcountries.com. Plug types: worldstandards.eu.

Every figure

Finland and Germany, side by side

Quick answers

Is Finland cheaper than Germany?

Numbeo's 2026 cost-of-living index (NYC = 100) puts Finland at 69.0 and Germany at 68.7. The two are effectively tied (under 2% apart).

Is Finland or Germany safer?

On the Global Peace Index (lower = more peaceful), Finland scores 1.48 and Germany scores 1.66. Finland ranks as the more peaceful of the two.

Which has the higher quality of life, Finland or Germany?

On the UN Human Development Index, Finland scores 0.948 and Germany scores 0.959. The two are effectively tied. Single indexes hide trade-offs; the full comparison above shows where each country wins.

What is life like in Finland compared to Germany?

GNI per capita runs $55,250 in Finland against $60,200 in Germany; people live 82.3 years on average against 80.8; Numbeo users rate healthcare 78 against 72. Those are national averages and they hide the thing you actually feel: capital-city costs run well ahead of the national figure in most countries, and rural provision of healthcare and internet often lags the number shown here. The table below splits it indicator by indicator.

Every figure is sourced where it is shown. A dash means the country has no figure from that source.Photographs by rao qingwei, Viviana Ceballos on Pexels